category: * Life Insurance * Whole Life InsuranceLife InsuranceBuying life insurance can be a major decision, especially when you want to make sure that the policy you purchase is going to meet the specific needs of you and your family. You might decide that you don’t need Continue reading »
category: * Life Insurance * Term Life InsuranceLife InsurancePeople understand these days that they could be leaving their families with a lot of problems when they die. It is very possible that the unpredictability of death would allow the people who are left behind struggling Continue reading »
For most retirees living on fixed incomes, every penny account. Unfortunately for them, every dollar counts to the Internal Revenue Service, too. Retirees whose income – including half of social security benefits and income from capital, such as tax exemption of interest from municipal Continue reading »
How can you pay your bills if you can not work? Where would the money if you have developed serious illness or an accident that kept disabling you outside of work for months – or years?An often repeated that nearly a third of people of working age have a disability lasting at least Continue reading »
By Sandy John, Contributing ReporterInsurance is all about covering risk. People with a chronic condition, cancer survivors, even those with risky hobbies may find that they don’t qualify for standard insurance rates because they are considered an impaired risk.The most common reasons Continue reading »
By Sandy John, Contributing ReporterThe longer you live, the more likely it is that you’ll need some sort of care, according to the Administration on Aging. In its report, “A Profile of Older Americans: 2001,” the agency notes that more than a quarter of those aged 65-74 report they Continue reading »
By Darrel Richter, Contributing ReporterMany people buy as many life insurance policies that fit in their budgets and assume they’re covered for every possible issue that could come up. But that’s not necessarily the case. If you don’t read your policy carefully before you sign on Continue reading »
By Darrel Richter, Contributing ReporterWhen deciding how much life insurance coverage you need, you’re giving yourself the opportunity to protect yourself and you beneficiaries for years to come. But if you don’t correctly calculate how much money will be needed, you might be defeating Continue reading »
re you wondering whether to hold on to the life insurance you purchased a long time ago? Here are a few things to consider before you decide.What to considerFirst, ask yourself if the insurance still meets your needs.Then find out if there would be any taxable proceeds from the policy Continue reading »